At Andy Mohr Ford, we pride ourselves on having a dedicated financing team that's committed to helping you find a plan that meets your financial needs. Our team is about more than numbers—we're about people. When you visit our finance center, you'll work closely with a group of professionals eager to help you easily navigate the world of auto financing.

From the moment you step through our doors, our staff will take the time to get to know you and understand your unique financial situation. They'll walk you through each step of the process, ensuring you always feel comfortable and informed. They'll break down complex financial terms, so you know exactly what you’re signing up for. Whether you're a first-time buyer or have financed vehicles before, we’re here to make the experience as straightforward as possible.

Once we better understand your needs, our team will discuss your options in detail, outlining each choice's benefits and potential drawbacks. We know that purchasing a vehicle is a big commitment, and we're here to make sure you feel supported every step of the way.

Everyone deserves the chance to drive their own car, regardless of their financial background. That's why we’re dedicated to providing financing for everyone. Our finance center works with people who have varying credit scores to make sure everyone has the transportation they need.

Your credit score plays a significant role in determining your financing options. Essentially, your credit score is a measure of your creditworthiness based on your credit history, including factors like your payment history, amount of debt, and length of credit history. Higher scores generally qualify for better loan terms—but our team is proud to work with customers of all credit levels.

We see financing not just as an opportunity to help you build a brighter financial future. By making regular payments on your car loan, you’ll be taking steps to establish or improve your credit score over time.

Our online tools are designed to put you in control of the financing process, making it easier than ever to find the right car and financing plan for your lifestyle. With our user-friendly payment calculator, you can explore different payment scenarios to see what works best for your budget. Simply input the price of your desired Ford vehicle, and you can adjust variables like the down payment, annual percentage rate (APR), and loan term length to find the perfect balance.

Our online finance application is another great resource, allowing you to get started with the financing process from the comfort of your home or even on the go. The application can be completed in just four simple steps, and our encrypted system ensures that your information is secure every step of the way. Whether you're filling it out on your desktop or mobile device, our goal is to make financing as quick and convenient as possible.

Looking to trade in your current vehicle? We’ve got you covered. Our trade-in process is designed to be transparent and fair, providing you with an accurate estimate based on local market conditions. Even if you decide not to buy from us, we'll still make sure you receive a fair offer for your vehicle. You can get started by using our online trade-in estimator, which takes into account details like your vehicle’s year, make, model, and trim to provide a personalized market report.

Value Your Trade

Choosing between buying and leasing is one of the most important decisions you'll make when it comes to financing your next vehicle. Each option has its own set of advantages, and our team is here to help you weigh the pros and cons to determine which is the best fit for your needs.

• Buying: If you’re someone who plans to keep your vehicle for the long haul, buying might be the best option for you. Buying is a great choice for those who want to build equity in their vehicle and have the freedom to make modifications as they see fit.
• Leasing: Leasing is ideal for drivers who enjoy driving the latest models and want lower monthly payments. When you lease a vehicle, you're essentially renting it from us for a set period, usually between two to four years, and can drive new models more frequently.

Ultimately, the best choice depends on your personal preferences, driving habits, and financial goals. Our finance team will sit down with you to go over all the details, answer any questions you might have, and help you make an informed decision.